Licensed • Bonded • InsuredMon–Thu 8:00am – 7:00pm · Fri 8:00am – 5:00pmCall +1 716-636-0100 for assistanceMake a payment online anytimeOperating from WNY

Ride Our Wave toFinancial Freedom

If you received a call, letter, or email from us, you're in the right place. Resolve your account securely, on your terms.

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Welcome To

Atlantic Recovery Solutions

Atlantic Recovery Solutions, LLC is a nationally licensed, insured, bonded debt recovery agency.

Solutions & Results

Providing financial solutions for our clients as well as our investors, while maintaining the highest level of professionalism and integrity in the industry.

Our Team

Our team is composed of professional associates that are trained and certified in the debt recovery industry.

Our Clients

Our portfolio of clients include financial companies, local retail and consumer merchants, housing facilities.

Mission Statement

Our mission is to help creditors liquidate consumer receivables and assist consumers in resolving their financial challenges, while carrying on a high level of professionalism. We recognize each consumer's distinct financial situation, and we try to work with them as well as our clients to come to voluntary resolutions.

Let's Find a Solution Together

You're Not Alone

We understand that life happens. Our team is here to help you explore your options and move forward with confidence.

How We Work

A Straightforward Pathto Resolution.

We help you resolve your balance in compliance with the FDCPA. No pressure. No aggressive tactics.

  • Flexible Options

    Pay in full, set up a plan, or discuss a settlement (if available).

  • Secure Payments

    Pay online or by phone at no extra cost.

  • Compliance First

    Our team is FDCPA-certified and follows all applicable state rules.

Real People, Real Help

When You Call,A Real Person Picks Up.

Our team listens first, explains your options in plain language, and helps you find a way forward.

Have a Question

Rooted in Western New York

A Local Team Proud ofWhere We're From.

We're proud to support the Buffalo area, including the Leukemia & Lymphoma Society.

Mon–Thu 8am–7pm

Fri 8am–5pm

Ready to Resolve Your Account?

Pay securely, or talk to a real person. No judgment.

Our Industry Affiliations

Committed to ethical practices and industry leadership.